与选择支票账户赚取高利率,没有费用,没有最低限度
Enjoy Arbor Financial's 选择支票帐户 with no fees, 没有极限, and direct deposits up to 5 days early with 提前支付+. 您将获得每月未支付的股息,这通常与定期存款有关. +, 你的资金由NCUA提供联邦保险,你会感到安全而安心1.
Earn High-Yield Dividends
当你的支票账户中有25万美元或更多时,你最多可以赚3美元.年* 50%.
No Fee 检查 and No Minimum Balance Requirements
享受免费支票和无最低余额要求的福利. 转账和使用你的支票账户,随你喜欢的多或少而定,低于250美元也不会被罚款,000.
提前支付 Up to 5 Days Early+
您可以提前五天免费使用符合条件的直接存款 提前支付!
Visa借记卡
享受一个 Visa借记卡 with your choice of PIN as soon as you open your account.
Surcharge-Free ATM Access
在我们网络内的3万台免费ATM机中任意一台取钱. 在你附近找一个自动取款机!
移动 & 网上加拿大28软件接入
Manage your money through our easy to use 网上加拿大28软件, 移动 加拿大28软件, plus complementary Web Bill Pay, and remote deposit capabilities.
免费检查
Enjoy complimentary checks on this account.
透支保护
报名参加 透支保护 to avoid costly merchant fees.
Zelle®
使用 Zelle 通过手机加拿大28软件应用程序或网上加拿大28软件账户,方便快捷、安全地汇款.
Frequently Asked Questions
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To open your 选择支票帐户, 在线申请 or visit one of our branches across West Michigan:
- 您的社会安全号码或个人纳税人识别号码.
- Your Driver's License, State ID, Military ID, or Passport.
- 如果您是用其他金融机构的资金开立新账户, you'll need their routing number and account number.
- If you are opening your new account with a debit or credit card, you'll need the card number, 截止日期, 和CVV码.
- Want another person to sign on the account with you? They will need to enter and validate their personal information.
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你选择的支票账户余额越高,你赚的就越多.
为平衡 $250,000或以上 你获得的红利是 3.50%的年+
为平衡 $249,999.99 下面 你获得的红利是 0.01%的年+
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股息是作为公司的部分所有者支付给信用合作社成员的款项. 通过向会员支付股息,我们可以将收入分配给业主. We pay our dividends monthly.
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There is no minimum balance requirement, 然而, to earn the highest yield you must have at least $250,在你的账户上存了000英镑.
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Yes, your funds are federally insured through the NCUA up to $250,每位存款人000美元, for each account ownership category.
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你的账户不会被收取每月的维护费用,这意味着你可以保留你赚的所有利息.
1. Funds are federally insured through the NCUA up to $250,每位存款人000美元, for each account ownership category.
* Arbor Financial Credit Union支票计划的年度百分比收益率(APY)按每日余额法计算. Dividends are compounded and paid monthly. 股息率和年利率是可变的,并可能在董事会决定的任何时候发生变化. Fees may reduce earnings on the account. APY shown is accurate as of May 1, 2023. Interest earned on daily balances of $250,000 or more. If the balance is below $250,000, you will earn 0.01%.
+通过提前付款服务,直接存款和其他自动清算所(ACH)信贷最多可提前5天存入您的账户. 提前支付服务取决于存款何时从发送方发起并由信用社接收, 我们不能保证存款会在预期的结算日期之前寄出. 信用合作社不负责由于不可预见的情况延误投寄. 信用合作社, 自行决定, may determine whether certain deposit payments, 矿床类型, or member accounts are excluded from the service. 提前付款的条款和条件可随时更改,恕不另行通知. Not applicable to business, loan, or mortgage accounts.